Cover your needs in the event of death or disability while enjoying the tax benefits of the second pillar. The Ordre des avocats vaudois (OAV), the Ordre des avocats fribourgeois (OAF/FAV) and the Vaud and Fribourg notary associations have recognized AVENA as an approved institution for insuring their members.

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What we offer

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Optimization

Build up tax-efficient retirement savings.
Enjoy comprehensive death and disability coverage with flexible options.
Benefit from a competitive interest rate on your pension assets.
Take advantage of attractive contribution rates for death and disability coverage.

Proximity and flexibility

Our pension specialist will visit your premises and provide you with a comprehensive analysis of your situation.
Easily adapt your pension plan throughout your career, no matter what the future holds.
In the event of death, voluntary contributions are returned in full to protect your loved ones.
You'll have total flexibility to retire gradually or make gradual, tax-optimized withdrawals from the age of 58, with no notice period.

Top service

Get a solution tailored to your needs, thanks to a detailed analysis of your tax situation and desired level of family coverage.
Maximize your tax benefits with solutions that are consistent with your income.
Benefit from a dedicated advisor who is directly available to respond quickly to your needs.
Benefit from our expertise with answers to your specific questions and a wide range of plans tailored to your needs.