If you continue working after 65, you can continue saving for your retirement in accordance with AVENA’s regulations.

Until you retire, you will continue contributing to your pension within the system of the country where you are residing. The amount of your AVS pension will be adjusted according to your contributions. Certain conditions apply to specific cases. 

Yes, as long as it is transferred to two accounts at two different institutions.

Voluntary contributions will allow you to obtain maximum retirement benefits under the agreement signed by your employer.

Your pension is calculated by multiplying the amount of your retirement savings by the conversion rate. 

The maximum amount for voluntary contributions will be calculated based on your salary at the time that you decide to pay into your pension. You can use AVENA’s simulation tool to calculate how much you should contribute.

Yes, you can decide how you want to receive your pension up to the day before you retire.

The beneficiaries of your lump-sum death benefit are listed in Article 33 of AVENA’s occupational pension fund regulations. If you don’t have any legal heirs, your retirement savings will remain with the Fund.

Contact your AVENA relationship manager or fill out the contact form on our website (lpp-avena.ch/en).

Even if you have pledged your retirement savings to purchase a home, you can still make voluntary contributions to your occupational pension.