We’ve incorporated BCV’s socially responsible investment (SRI) strategy into our investment management. BCV’s five key measures are to:
-    Comply with the United Nations Principles for Responsible Investment
-    Follow strict ESG-based AGM voting guidelines for our investment funds
-    Align our list of excluded companies with that of the Swiss Association for Responsible Investments
-    Use ESG benchmark indices in our investment management, without compromising on risks or returns

If you leave Switzerland for an EU country (plus Iceland and Norway), you won’t be able to withdraw all of your vested termination benefits if the country you’re going to has a mandatory occupational pension system (such as France’s social security system). You will be able to withdraw only the supplementary portion of your benefits, that’s to say, the amount your employer contributed above the legal minimum. The amount that corresponds to the legal minimum under the LPP will have to be transferred to a vested benefits account or policy. That doesn’t mean you lose that money.